We navigate, you Driva!

Think of us as your navigator, for a seamless car-buying and personal finance journey.

1. Smart match

We match your unique profile to the best pre-qualified rates

2. Choose loan

Choose your preferred lender, with 100% rate and fee transparency

3. We do the checks

Your online application gets checked against 1,000+ lender policies before it's shared with a lender to protect your credit score

4. Loan approved!

The fun part. Final loan documents are reviewed and funds are released!

Lending Partners

Compare multiple lenders with Driva

Find my rate options

This won't affect your credit score

Interest rate: 6.20%Comparison rate: 7.10%*

Interest rate: 6.57%Comparison rate: 7.19%*

Interest rate: 6.68%Comparison rate: 8.73%*

Interest rate: 6.89%Comparison rate: 8.10%*

Interest rate: 7.29%Comparison rate: 8.38%*

Interest rate: 7.49%Comparison rate: 9.18%*

Interest rate: 7.49%Comparison rate: 8.53%*

Interest rate: 7.87%Comparison rate: 9.17%*

Interest rate: 7.90%Comparison rate: 9.60%*

Interest rate: 7.91%Comparison rate: 9.54%*

Interest rate: 8.49%Comparison rate: 10.09%*

Interest rate: 8.70%Comparison rate: 10.82%*

Interest rate: 8.70%Comparison rate: 10.77%*

Interest rate: 8.95%Comparison rate: 9.66%*

Interest rate: 8.99%Comparison rate: 9.89%*

Interest rate: 9.15%Comparison rate: 10.69%*

Interest rate: 9.24%Comparison rate: 10.68%*

Interest rate: 9.29%Comparison rate: 10.56%*

Interest rate: 9.44%Comparison rate: 10.92%*

Interest rate: 9.52%Comparison rate: 10.49%*

Interest rate: 9.69%Comparison rate: 11.19%*

Interest rate: 9.75%Comparison rate: 11.49%*

Interest rate: 9.90%Comparison rate: 10.47%*

Interest rate: 9.95%Comparison rate: 11.69%*

Interest rate: 9.95%Comparison rate: 11.29%*

Interest rate: 10.09%Comparison rate: 11.78%*

Interest rate: 10.25%Comparison rate: 11.88%*

Interest rate: 10.25%Comparison rate: 12.20%*

Interest rate: 10.29%Comparison rate: 10.59%*

Interest rate: 13.95%Comparison rate: 17.58%*

Interest rate: 14.95%Comparison rate: 15.95%*

Interest rate: 15.75%Comparison rate: 19.10%*

Interest rate: 16.00%Comparison rate: 18.99%*

Interest rate: 18.99%Comparison rate: 35.96%*

Interest rate: 21.90%Comparison rate: 28.71%*

Interest rate: 24.00%Comparison rate: 24.00%*

Don't take our word for it

We always recommend a second opinion. Check out our customer reviews

So how does it work?

How it works

Have a question?

What is Driva?

Driva’s mission is to help you navigate existing lenders in the market and obtain finance for new or used vehicles, and other large life expenses.

There are already so many finance lenders out there, we thought adding another name to the list wouldn’t help. This means we don’t have any incentive to steer you down the wrong path.

We take the hard work out of the online loan application process from start to finish providing a seamless and hassle-free experience. We're 100% transparent, so there are no hidden surprises and provide you with personalised rates based on your profile. This means no last-minute rate changes just before you sign the contract, so you can get the best deal possible on your finance option.

Which lenders do you work with?

We work with over 30 different car and personal loan lenders to give you confidence that the auto financing options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation.

Not all finance lenders were born equal, which means some have slower response times, bigger fees, worse support functions and higher rates than others, and they all have different lending criteria. But we’ve hand-picked those that we work with to support our vision of a seamless customer experience, an effortless online finance application process and the lowest rates.

How long does the process take?

Getting an online finance quote only takes just a few minutes and the entire process (from approval to your chosen seller receiving funds in their account for a car purchase) can be done as quickly as within 24 hours. That said, actual turnaround times will vary fairly significantly depending on your chosen lender as they each have their own unique lending criteria.

Our short and simple online application only takes 2 minutes to fill out, and you can see your car loan and personal loan options from within your Driva Dashboard instantly, you can get started and apply online here now. You can also use our car loan calculator to get an idea of how much you could borrow, and what your repayments might look like, with a Driva car loan.

What is a comparison rate?

Once you've determined how much to spend on a car and if it's worth getting a vehicle loan it's time to start shopping around for finance, you can use comparison rates to help work out the true cost of a loan. This is because it accounts for all of the fees and charges a lender is paid for originating loans.

Driva clearly specifies the comparison rate of every quote we provide to you so you can quickly see which loans will cost you less. Our tip is to rely on either the comparison rate or monthly repayment figure instead of the quoted annual percentage rate or interest rate, as these can be very misleading!

Does my credit score impact my rates?

When lenders are assessing and pricing your loan, one of the key factors they’ll often consider is your credit score. If you’ve got a reasonably high credit score, you’ll be eligible for a lower interest rate - and if you don’t have the best score, you’ll likely end up paying a higher rate.

Your credit score isn’t always the most important factor though. Some lenders will pay more attention to personal details like your income and living situation or the loan amount you’re looking for. Driva works with more than 30 lenders to ensure that you have the best chance of finding a finance option that works for you.

Your perfect match in minutes