Compare car finance options on the Gold Coast and get your best rate in 60 seconds

Some features of car loans on the Gold Coast offered by Driva include:

• Low-interest rates 
• Get personalised rates in minutes
• Access to a wide range of lenders
• Easy and fast approval process
• Finance available for cars, motorbikes and caravans

Driva makes the entire loan application process straightforward and easy, so that you can easily compare all of the car loan options available to you and spend more time looking for your dream car. We’re also 100% transparent about all interest rates and fees that will apply to you, so there are no nasty surprises down the line. 

Almost every other finance company instead will give you generic rates that will change later in the loan application process. Driva provides you with personalised rates that are based on your profile, meaning there won’t be any last minute changes or surprises before you sign your contract.
To get started, you’ll just need to tell us a few details about you and the type of car you’re looking to buy and we’ll give you your personalised quotes in less than one minute, and all without impacting your credit rating! From there, you’ll be able to access your Driva Dashboard and view all of your loan options from our panel of over 30 lenders. 

Yes - Driva can help you get a pre-approved loan for your car, caravan or motorbike, so you can start shopping for your new vehicle with a set limit in mind, and get down to Burleigh sooner!

Even if you’re not sure of the exact vehicle you’re looking to buy, or the exact amount you’re willing to spend, we can still help you get pre-approval and simply update the final amount and vehicle before settlement.

Driva works with a diverse panel of lenders on the Gold Coast and Australia wide, so you can compare personalised options and be confident that you’re getting the best possible rate. 

There are a number of factors that can influence your rate, including the age of the vehicle, your employment status and your credit history. Driva’s smart online platform allows you to find all of your best available rates without impacting your credit rating.

Every car loan lender charges fees - the important part is knowing how much those fees are going to be so you can factor them into your decision of which lender to go with. All of our lender's fees and charges are automatically built into your personalised quote - this means the monthly repayment figure you see is exactly what you’ll pay each month (no sneaky hidden fees!). 

We pride ourselves on being transparent, so you’ll also be able to see a breakdown of all applicable fees when you get a quote from us.

Yes - Driva can help you secure car finance for either a used or new car. We also offer finance for motorbikes and caravans!

Our smart online platform will automatically assess your profile against the lending criteria of our partners, so you can easily see which loans you’re likely to be eligible for and at what interest rate. Driva performs a ‘soft credit check’ to check which loans you’re eligible for, which means that your credit score will not be impacted. If you’ve still got questions, feel free to get in contact - our friendly and knowledgeable team is happy to help! Email us at contact@driva.com.au or give us a call on 1300 755 494.

Before your car loan can settle with any of the lenders on our panel, you’re required to organise comprehensive car insurance for your new vehicle. Driva has partnered with CGU to offer comprehensive vehicle insurance to our customers - you can get a quote in minutes.

This depends on the lender. With some lenders, you’ll be able to add an additional person, normally a partner or child, as a co-applicant on the loan. This will mean that both parties’ income expenses will be considered while assessing the application. You'll need to satisfy all of the lender's lending criteria to qualify for an increase in loan size.

The Annual Percentage Rate (APR) is the lender quoted rate that you will pay on your loan, but it does not include any fees or charges. When comparing loan options, be cautious of relying only on the APR rate because it isn't a reliable indicator of how much you will ultimately spend.

Instead, Driva advises using the comparison rate when comparing car loans, as it takes into account almost all of the costs that lenders will charge you (excluding charges such as stamp duty). You can calculate the real cost of a loan by using the comparison rate as your key indicator.

Every lender has different lending criteria, so even if you have a bad credit history there may be loan options available to you. For some lenders, your credit rating and credit history aren’t as important as other factors like your income, employment status and whether you’re getting a new or used car.