Find your best Ford Focus finance rate with Driva

For most lenders, your credit score will be a major factor when assessing your application and pricing your loan. Typically, the higher your credit score, the lower rate you’ll be able to access. This is because your lender will be relatively confident that you’ll be able to meet your repayment obligations.

If you haven’t got a great credit score though, that doesn’t mean that all hope is lost. For some lenders, other factors are just as important as your credit score; like the Ford Focus model you’re buying and the type of loan you’re after, as well as your current employment situation and other personal circumstances.

If you’ve got any questions about how your credit score will impact your Ford Focus loan options, feel free to get in touch with our friendly finance team on 1300 755 494 or email us at contact@driva.com.au.

Each lender has their own minimum and maximum loan amounts which usually range between $2,000 to $1,000,000. The amount of money you can borrow for a Ford Focus car loan is determined by your individual financial circumstances.

Factors like living situation, income sources and past credit rating will be taken into consideration to calculate the maximum loan amount and estimated repayments.

One approach to adjust your maximum borrowing amount is to change the length of your loan term (e.g. from 5 years to 7 years).

Use Driva's smart platform and local team of finance professionals to assist you to make the best Ford Focus financing decision possible and get a better sense of how much you might be approved for.

We work with over 30 different lenders to give you confidence that the finance options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation.

Getting a loan approved and obtaining Ford Focus vehicle financing might take anywhere from 2 hours to 2 days, subject to the lender you choose.

Every lender has different eligibility criteria when it comes to assessing loan applications. While for some lenders your credit score might be a deal-breaker, other lenders are willing to accept applicants with low credit scores because they’ll consider other factors as well, like the type of car you’re buying, your income and your current living situation.

Driva can help you finance any type of Ford Focus. From the sleek Ford Focus ST-Line with its sports-inspired design, to the practical Ford Focus Zetec with its advanced technologies, there are several popular Ford Focus model variants to choose from. The Focus Active is perfect for those who want to combine style and practicality, offering a rugged exterior and advanced driver-assistance technologies. The Ford Focus Vignale is the perfect blend of luxury and performance, with a sophisticated interior and an advanced powertrain. For those seeking an eco-friendly option, the Ford Focus Electric has a range of up to 160 miles and an electric motor. Alternatively, the Ford Focus RS is an enthusiast's dream, boasting a powerful engine and an array of performance-enhancing features. Whichever Ford Focus you choose, Driva can help you finance it.