Find your best Kia Rio finance rate with Driva

For most lenders, your credit score will be a major factor when assessing your application and pricing your loan. Typically, the higher your credit score, the lower rate you’ll be able to access. This is because your lender will be relatively confident that you’ll be able to meet your repayment obligations.

If you haven’t got a great credit score though, that doesn’t mean that all hope is lost. For some lenders, other factors are just as important as your credit score; like the Kia Rio model you’re buying and the type of loan you’re after, as well as your current employment situation and other personal circumstances.

If you’ve got any questions about how your credit score will impact your Kia Rio loan options, feel free to get in touch with our friendly finance team on 1300 755 494 or email us at contact@driva.com.au.

Each lender has their own minimum and maximum loan amounts which usually range between $2,000 to $1,000,000. The amount of money you can borrow for a Kia Rio car loan is determined by your individual financial circumstances.

Factors like living situation, income sources and past credit rating will be taken into consideration to calculate the maximum loan amount and estimated repayments.

One approach to adjust your maximum borrowing amount is to change the length of your loan term (e.g. from 5 years to 7 years).

Use Driva's smart platform and local team of finance professionals to assist you to make the best Kia Rio financing decision possible and get a better sense of how much you might be approved for.

We work with over 30 different lenders to give you confidence that the finance options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation.

Getting a loan approved and obtaining Kia Rio vehicle financing might take anywhere from 2 hours to 2 days, subject to the lender you choose.

Every lender has different eligibility criteria when it comes to assessing loan applications. While for some lenders your credit score might be a deal-breaker, other lenders are willing to accept applicants with low credit scores because they’ll consider other factors as well, like the type of car you’re buying, your income and your current living situation.

Driva can help you finance any type of Kia Rio. Whether you're looking for a modern city car, a family-friendly SUV, or a sporty hatchback, Kia has a vehicle that fits your lifestyle. Popular Kia Rio model variants include the all-new Kia Rio S, the Kia Rio LX, the Kia Rio EX, the Kia Rio SX, the Kia Rio Eco, and the Kia Rio GT-Line. Each model offers a unique set of features and amenities, from a 7-inch infotainment system with Apple CarPlay and Android Auto to sporty 17-inch alloy wheels. With Driva's flexible financing options, you can find the perfect Kia Rio to fit your budget.