Find your best Nissan finance rate with Driva

One of the main factors that a lot of lenders will consider when pricing and assessing your loan is your credit score. The higher your credit score is, the lower interest rate car loans you’ll be eligible for. 

For some lenders though, there are other factors that are more important than your credit score. These might be the type of car you’re buying, your income or your current living situation. 

Before applying for car finance it’s a good idea to check your current credit score. This can be done for free through Equifax, and you can also ask for a detailed credit history report, to help you understand why your credit score is the way it is.

When it comes to choosing a lender for your next Nissan car, it can be pretty overwhelming with so many lender options on the market. That’s why Driva has made it easier than ever to compare your eligible options to find your best possible rate. When you get your personalised rates through the Driva Dashboard, we’ll immediately let you know which loans you’re eligible for and at what rate. We’ll also break down all the hidden fees and charges, so the price you see is exactly what you’ll end up paying each month (with no nasty surprises down the road!).

We’ll lay out all of your best finance options, with complete transparency on price and fees, but the final decision on which lender to go with comes down to you. Our panel of more than 30 lenders is extremely diverse, with both consumer and commercial vehicle finance options available.

Looking to get an electric vehicle? Check out Driva's electric vehicle loan options.

Yep! Whether you’ve got your eye on a brand new car from the dealership, or are negotiating with someone on Gumtree about a second hand Nissan, Driva can provide you with some great car finance options.

Absolutely! Whether you’ve got questions about if you should get a personal or business loan, or if you’re not even sure what a personal loan or commercial loan entails, Driva can help! Give us a call on 1300 755 494 or email us at contact@driva.com.au. 

When you’re comparing finance options, Driva recommends looking at the comparison rate of each finance option, rather than just the Annual Percentage Rate (APR). The comparison rate includes nearly all lender fees and charges, so is the most accurate representation of how much your loan will cost. The lender quoted APR doesn’t include any fees, so it can be quite misleading when you’re trying to work out the true cost of your loan.

If you’re looking for Nissan financing for a business vehicle, Driva can help with that too. Some of our most popular commercial finance products include chattel mortgages, hire purchase loans and novated leases.

In order to legally drive a car in Australia, you’ll need to have compulsory third party insurance (this is often included in your registration, depending on which state or territory you live in). In order for your loan to settle with any of our lenders, you’ll also need to get comprehensive car insurance. 

Every lender charges fees (in addition to interest) on their car loans, so it’s important that you’re aware of these before deciding on a financier. These fees might include early repayment fees, exit fees or monthly fees. All lender fees and charges are automatically built into your personalised quotes, so the amount you see is exactly what you’ll end up paying.

After your loan has settled, you’ll begin making monthly payments (plus interest) to repay your loan. Depending on your lender, you might have some flexibility to make these payments weekly or fortnightly instead.