Much more than just your regular loan
Consumer car loan
By completing a few simple online steps, we match your profile and the car you're looking at with our panel of 30+ lenders.
In just 60 seconds, you can get personalised rates with full transparency on fees, rates and monthly repayments. If you like what you see, you can then continue your application and provide us a few additional pieces of information so we can pre-vet your application before we submit it to your chosen lender. This ensures we are confident you will be approved before we lodge anything. You can also check out our car loan calculator to get an idea of what your monthly repayments could look like.
If you're looking for your best rate on your next car loan but don't know where to start, we'll put you in the Driva's seat.
What makes us special
- Personalised rates based on your credit score and vehicle age
- Find your rate without hurting your credit score
- We don't lodge your application until we ensure you meet your lender's approval criteria
Personal loan
Looking for a personal loan? Driva offers a simple and hassle-free way to obtain personalised finance rates from 15+ lenders online. Our loan product is designed to meet your unique needs and preferences, with competitive rates and flexible repayment terms. With Driva, you can quickly and easily compare loan options from multiple lenders, allowing you to make an informed decision that suits your financial situation.
Why should I use Driva for personal finance?
- Personalised finance rates from 15+ lenders
- Competitive rates and flexible repayment terms
- Hassle-free application process and fast approvals
Commercial car loan
Driva offers a range of products for your business, from light vehicles to heavy equipment. If it's got wheels, we've got you covered!
There are a number of benefits of a commercial loan:
- Significantly less documentation required
- Ability to finance broader range of vehicle types
- Tax benefits
When should you get a commercial loan?
- If you will be using the vehicle for business at least 50% of the time
- You want to finance a vehicle or other wheeled equipment
- Your financing needs are for less than $250,000 per asset
Refinancing
Since car loans are a fixed rate product, your car loan rate doesn't change when lenders change their rates. This means the only way to benefit from today's low interest rate environment is by refinancing your existing car loan.
When you refinance, you replace an existing loan with a new loan from a different lender that pays off the debt of the old loan. This only makes sense when the new loan has better terms or features that improve the overall cost of the loan. Luckily, in the current economy, recent rate drops mean this can help a lot of Australians save money!
When should you refinance
- To take advantage of the low interest rate environment to reduce your monthly repayments
- Make the most of your improved credit score to get a better rate on your loan
- Extend the length of your existing loan to reduce your monthly repayment (this may mean paying more interest)
Insurance
You'll need to organise comprehensive car insurance for your vehicle before your loan can settle for every lender on our panel.
Driva has partnered with Huddle Insurance* to offer comprehensive vehicle insurance to our customers.
Why choose Huddle Insurance?
- You could save up to 30% with Pay As You Drive¹. Pay for the distance you need and pocket the savings.
- Huddle is rated "Excellent" on Trustpilot, with over 100,000 policies sold and more than 4,000 5-star reviews on Trustpilot.
- Huddle offers award-winning customisable cover with optional extras. Buy, manage and claim online 24/7
Driva Pty Ltd ABN 37 635 659 160 (Driva) is a referrer of car insurance issued by Huddle Insurance, a business name of Open Insurance Pty Ltd, ABN 23 166 949 444, AFSL no. 451712 on behalf of the insurer, The Hollard Insurance Company Pty Ltd, ABN 78 090 584 473, AFSL no. 241436. Open acts as an agent of Hollard and not on your behalf. Open will pay Driva a commission of up to 12% of the gross earned premium paid for each policy issued. Exclusions apply. Driva’s commission is included in the total amount you pay. Any advice is general only and does not take into account your personal objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement and Financial Services Guide, and consider the relevant Target Market Determination to help you decide if the product is right for you. Eligibility criteria apply.
- Saving of up to 30% derived from premium comparisons between Huddle unlimited kilometre comprehensive car cover option and Huddle Pay As You Drive comprehensive car cover option. Calculations based on a sample of profiles of existing Huddle car insurance customers who advised they drive under 15,000 km annually. Current as at 9 May 2024. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In the event of an accident and the end odometer reading is exceeded or is below the start odometer reading on your Certificate of Insurance, an additional excess is applied.
Warranty
If you’ve recently invested in a new or used car, you know the importance of protecting your vehicle from any potential mechanical or electrical issues.
That’s where Driva’s Mechanical & Electrical Breakdown Warranty comes in. Our warranty service powered by AWN covers a wide range of mechanical and electrical components, ensuring that you won’t be left with a hefty repair bill in the event of a breakdown.
What Makes Driva's Warranty Great
- Complete Cover: Vast component protection for assured drives.
- Trusted Brand: Our warranty partner AWN has authorised over $181M in claims
- Easy Claims: No excess payable on claims, direct payments and can be approved in just a few hours.
- Adaptable Plans: Tailor your coverage; 30-day cooling-off period included.
- Nationwide Support: Repairs across Australia.
- Added Resale Value: Transferable benefits to the new owner.
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