Comprehensive Car Insurance for your Peace of Mind

Driva’s insurance partner, CGU Insurance, is backed by Insurance Australia Group (IAG) which is the largest general insurer in Australia and New Zealand.

Besides being backed by the largest general insurer in Australia and New Zealand, CGU Insurance manages around 350,000 claims every year (that’s nearly 1,000 claims a day!). They also have a rich history, putting customers first for over 160 years.

For all secured vehicle loans you are required to have comprehensive insurance. This provides peace of mind for both you and the lender that if anything goes wrong, your vehicle is protected. Underwriting criteria, policy terms, conditions, limits and exclusions may apply.

You will need to organise comprehensive vehicle insurance for your vehicle before your loan can settle.

The cost of insurance is dependent on a number of factors including the type of car, your age, your driving record and your level of cover.

It can - make sure that when you obtain a fully comprehensive car insurance quote and take out your insurance policy, you select ‘business use’, and that you comply with the conditions set out by the insurer.

Make sure you read the exclusions in your comprehensive insurance product disclosure statement before taking out a vehicle insurance policy. These exclusions will normally include things like driving under the influence, unlicensed drivers, or driving an unregistered vehicle.

Yes - along with car insurance, Driva’s insurance partner CGU Insurance offers insurance for motorcycles and caravans.

While the insurance provided by CGU Insurance covers a number of different incidents and has many different features, roadside assistance is a feature that you’ll have to buy separately.

Customers are able to choose monthly and fortnightly payment instalments from your designated bank account, credit card or debit card and CGU Insurance charge no fees to pay insurance by instalment. Alternately, customers can choose to be billed annually.

CGU Insurance has an extensive network of partner repairers across Australia. If you choose a repairer that is part of their network, they’ll manage the whole repair process for you - with minimal fuss! They’ll also provide a lifetime guarantee on the workmanship.

You can also choose your own repairer, provided it has all necessary licenses and authorisations required by law and you obtain authorisations for the repairs and quoted cost from CGU Insurance before they are commenced.